What is the cheapest way my new business can accept credit cards?

I am starting a new parts business and I want to be able to accept credit cards (we already accept PayPal), but it seems so expensive for a business just starting out! How can I do this?

Accepting credit cards won’t ever be cheap. Visa, Mastercard, and the rest all want their money, and so do the companies that process the cards.

Everyone’s hand is out and getting their share before you see your funds. It’s terrible but a fact of business life.

The alternative I find to be quite useful is ProPay, which is owned by Wells Fargo. Check out what they offer and their prices.

With ProPay, you’re able to process credit cards online, by telephone, and through a card reader if the customer’s credit card is handed to you. There’s much more to consider, and ProPay’s site features an FAQ and price list for each level of service.

What I like about them is that there’s one yearly cost – no monthly fees such as $25 or more per month charged by merchant account firms. Those fees eat away at your profits.

I was glad to get away from the constant money takers and opt for ProPay and PayPal. Every credit card processor has fee structures, but some are manageable while others are astronomical.

Good luck to you.

Shirley George Frazier
Author and Small Business Expert

2 Responses to “What is the cheapest way my new business can accept credit cards?”

  • ShirleyFrazier says:

    Accepting credit cards won’t ever be cheap. Visa, Mastercard, and the rest all want their money, and so do the companies that process the cards.

    Everyone’s hand is out and getting their share before you see your funds. It’s terrible but a fact of business life.

    The alternative I find to be quite useful is ProPay, which is owned by Wells Fargo. Check out what they offer and their prices.

    With ProPay, you’re able to process credit cards online, by telephone, and through a card reader if the customer’s credit card is handed to you. There’s much more to consider, and ProPay’s site features an FAQ and price list for each level of service.

    What I like about them is that there’s one yearly cost – no monthly fees such as $25 or more per month charged by merchant account firms. Those fees eat away at your profits.

    I was glad to get away from the constant money takers and opt for ProPay and PayPal. Every credit card processor has fee structures, but some are manageable while others are astronomical.

    Good luck to you.

    Shirley George Frazier
    Author and Small Business Expert
    References :
    ProPay
    https://epay.propay.com/

  • Hire a Virtual Assistant says:

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    References :
    checkout.google.com

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