Small Business

Archive for February, 2010

Health insurance is one of the biggest costs for small business that choose to support their employees. We have seen 200% grown in premium costs over the last 6 years. It looks likely that republicans will succeed in squashing any significant reform in the health care bill. How many small businesses will go out of business as a result?

Or will they simply drop employee matching leaving the entire cost up to individuals?

The more the better from their point of view as then that will mean that Obama’s reforms are damaging America, or so they will argue. And that means that they can go back to the wonderful healthcare system that no other western nation has!

It surprises me that so many Americans seem not to be aware about Obama’s healthcare plans [a]. During the election, he campaigned for these changes stating that he felt it was unfair to have a system where insurance companies try to escape paying claims and was elected to bring in changes [b].
First of all, too many people do not know that Obama wants to make insurance more available to all. His system is similar to that which works in Holland, Taiwan [c] and Switzerland. It works there and private healthcare companies provide most the insurance to the people there.
FACT – the USA spends more on healthcare PER PERSON than any other nation on the planet [d].
FACT – insurance companies admit that they push up costs, buy politicians and do not pay out for many claims when they should [e].
FACT – the US has higher death rates for kids aged under five than western European countries with universal health coverage [f].

That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, the Netherlands, Cuba, Switzerland, Germany, Japan etc, all of which have universal health coverage. And no western European nation with universal healthcare has moved away from it. And the sad thing is, that the insurance companies have spent loads of money to fight these reforms [g] and loads of politicians are taking the thirty pieces of silver from them to fight the reforms, rather than fight for the health of the American people.

Remember, I back my facts up with evidence. Those who say they are wrong tend not to. If they are wrong, e-mail me with proof and let me know.

Hoping to receive some tips as i have an online business and only use google and yahoo as a way to market my business. I sell video game by the way. Thanks!

http://www.spinsuccess.com/affiliates/id/7495_1

I am starting a new parts business and I want to be able to accept credit cards (we already accept PayPal), but it seems so expensive for a business just starting out! How can I do this?

Accepting credit cards won’t ever be cheap. Visa, Mastercard, and the rest all want their money, and so do the companies that process the cards.

Everyone’s hand is out and getting their share before you see your funds. It’s terrible but a fact of business life.

The alternative I find to be quite useful is ProPay, which is owned by Wells Fargo. Check out what they offer and their prices.

With ProPay, you’re able to process credit cards online, by telephone, and through a card reader if the customer’s credit card is handed to you. There’s much more to consider, and ProPay’s site features an FAQ and price list for each level of service.

What I like about them is that there’s one yearly cost – no monthly fees such as $25 or more per month charged by merchant account firms. Those fees eat away at your profits.

I was glad to get away from the constant money takers and opt for ProPay and PayPal. Every credit card processor has fee structures, but some are manageable while others are astronomical.

Good luck to you.

Shirley George Frazier
Author and Small Business Expert

I have an idea for a internet business which will require quite a bit of money to start, but I am sure it will make plenty of money. Where should I go to get this started? How can I make sure that even though I am not very well rehearsed in the internet technology, that if I share my idea with someone I will get paid.

If you have neither the technical skills to implement it nor the money to finance it, you’re going to have a hard time making money from just an idea.

I recently got information on a work at home website Ameriplan. I don’t know if this is a scam and if there just trying to get my pay up front money ($50). Can anyone give me any information on this website before I pay and try to start a work at home business with them?

sorry if those make money at home plans would work don’t you think they would be doing it instead of trying to sell books or plans?? get rich the fast easy way??? if it is really that fast or easy they would be doing it?? most are scams!! they are making money from you!!!

I am starting-up a home-based, non-retail business in California, but want the business address to be in another nearby city for a variety of reasons. How do I legally do this?

you have to have a physical location is what I was told. I bought a P.O.Box but they said b/c people open credit cards and then commit fraud and stuff you gotta have a physical location.

Someone might send you a letter after you open your business where for $200 a mo. you can basically have a fake "office" from them and they’ll answer your calls and you can have meetings there and none will be the wiser.

But for all regular folks that aren’t savy you can just post your P.O.Box on your websites and stuff and most customers can find you that way.

I live in Chicago and I would like to open up a daycare. I was thinking of a franchise or a state run program, perhaps for low income families to get involved with. I’m already in the education field, but know nothing about this process. Any ideas?

With thousands of franchises to pick from, you may want to consider using a franchise consultant. These people provide a complementary service of assessing your skill set and your financial capability and your background and interest and then suggest a couple of franchises that match your profile. They also introduce you to the head guys at a franchise company so you can get a complete picture of what to do.

Try looking up www.matchpointnetwork.com or www.TheEAuth.com as both of these companies are reputable.

cheers,

Jam
www.interactivesearchresults.com